Financial assistance programs to help people

In general, energy costs increase during the winter. That is why the government is offering financial assistance programs to help people with limited means to pay their energy bills during the cold season. However, no matter what your financial situation is, you can find ways to help lower those costs. You will then have more money to repay your debts, to save money or to increase your emergency fund. Better yet, once you know the ways to save energy in your home, you can repeat them every year.

1. Get a programmable thermostat.

 1. Get a programmable thermostat.

You will save more than $ 100 in energy costs per year if you use the programmable thermostat correctly. This will make the initial investment worthwhile. It will only take a year or two before this upgrade pays for itself. Basically, a programmable thermostat allows you to lower the heating when everyone is away from home during the day or when everyone sleeps during the night. The temperature will adjust automatically without having to worry about it every day.

2. Focus on lighting.

 2. Focus on lighting.

During the long winter evenings, you’ll save money by getting more efficient bulbs, such as LED bulbs or compact fluorescent bulbs. Compared to incandescent light bulbs, you will save at least 75% of energy costs. Because they also last a lot longer, you will not have to buy them for many years.

3. Decrease the temperature of your water heater.

Most homes keep the temperature of their water heater too high. Instead, adjust your device to about 50 degrees. You will find this temperature sufficient for most everyday tasks such as taking a shower, washing clothes and cleaning dishes.

4. Hook up your clothes to dry.

4. Hook up your clothes to dry.

 

A forced air heater dries the air out of your home during the winter. After washing, instead of using your energy-efficient clothes dryer during the winter, why not hang your wet clothes in the house? Dry air sucks moisture in a few hours. You can decrease or turn off your humidifier if you have one. You will save even more energy!

5. Seal your windows and doors.

An inexpensive option is to add sealant around your window frame and put a weatherstrip on your doors. This will prevent cold air from entering and hot air coming out. The heater will provide less energy to heat the house.

You can do some of these improvements “yourself” while others will require an investment. Ideally, reducing your energy costs will pay off the investment fairly quickly. If you think that a new thermostat or new LED lights would offer you some benefits, ask for a personal loan online to cover the upfront cost. These improvements will save you energy in the long run and make your investment profitable.

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